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Uninsured And Underinsured Motorist Claims

Many Arizona drivers are uninsured. Even drivers who present the investigating officer with insurance information may be excluded drivers on the policy or might not be current on their premium payments. Sometimes, insured drivers have less insurance than is needed to pay all of your damages if you suffered serious injuries. These are excellent reasons to talk to your agent about uninsured and underinsured motorist coverage. These are also known as UM/UIM. If you have this coverage, and the other driver does not have insurance, or does not have enough insurance to fairly compensate you, your own insurance policy steps in to pay you. That is the good news.

The bad news is that they have the right to dispute the claim just as if they were the insurance company for the other driver, and they may look for any excuse not to pay you or to offer as little as possible. Being represented by an experienced attorney means you are prepared to meet these arguments and to receive fair compensation from your insurance company.

“Ridge was always available to answer questions. I would recommend this law firm because of Attorney Hicks’ integrity, and knowledge of the law.”

Rose O.

“Ridge and his staff were absolutely outstanding. They were very attentive and professional. Ridge has always been there if I had any legal questions after my settlement. Ridge is kind and very personable. I have referred many friends to him because I know they are in good hands. I highly recommend Ridge. Outstanding representation.”

Kelly N.

“Ridge was there for us after a very serious rollover accident. He always kept us informed. The lawyer for the insurance company was so rude, and we were glad we had Ridge on our side. In the end, we settled for a very large figure, and we were 100% satisfied with our attorney. I have recommended him to friends and family every chance I have had.”

Karen

“Mr. Hicks represented me in an accident case years ago and now recently with a landlord problem. I was extremely happy with his service. He was there for me whenever I had questions. The accident settlement was very fair. He always takes the time to personally talk me through any issue or question. So nice!”

Sydnee

“Attorney Hicks and his team did a great job on my case. They were very kind and always kept me up to date on my case. They were very respectful and always made me feel comfortable. I would definitely hire him again and also recommend him to anyone in need of legal services. Great they made me feel like family.”

Angelica C.

“Attorney Hicks treated me like I was part of his family.”

Yuri A.

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